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Manifest This: I Will Not Pay You! E-mail
Tuesday, 01 May 2007

by D. Cashon Klein

Ever since I decided to opt for a more positive outlook and bring good things into my universe, the Fates decided to make my life a parlor game called, "Toss obstacles at the pathetic mortal and see how long it takes her to crack."

I had just placed a collage on my desk of all the good things I wanted in my life so that I could meditate on it and magically manifest them. "To be Patient and Kind" was a sentence I had pasted on my collage to summon into my new, positive life. All I needed to do was concentrate and picture myself as a very patient and kind human being…

My phone rang on a Sunday afternoon. I was in the middle of dying my hair. A small, shy voice said, "Good afternoon Mrs. Klein." I told her there was no Mrs. Klein here. There was a hushed silence. She was confused. "Do I have the wrong number?" the shy, trembling voice asked. I remembered my pledge to be patient and kind. "It's MS. Klein." I said in a pleasant tone. "Well, MS. Klein," the little girl said, "Vee (not WE, but VEE) have a special gift just for you for being a preferred card member."

She went on to tell me how much my business meant to them, and they wanted to provide me with the very best protection against identity theft, loss of my job (through no fault of my own) or death. In other words, all I had to do was pay five dollars a month, on every hundred dollars of my balance, and they would not make me liable for payments should someone steal my identity, or I get FIRED (through no fault of my own) or I died.

In my most patient voice, the voice I reserve for children who are thinking about putting dirty hands on my clean walls, I said, "Now why would you want to do that?"

"I beg your pardon ma'am?" (I detected a quiver of fear.)

"Well, why would you want to charge me, let's see, based on my balance… why would you want to charge me $100 a month to provide a service that should be free?"

She told me she didn't understand, that the company thought of me as a good customer, and as such, would like to offer me this very special protection. I told her that her company should automatically provide this service. After all, they came to me touting the wonderful services they would provide.

It went without saying, in my mind, that should I be laid off and have no income, or should some schmuck steal my card or my identity, that I should not be responsible for payments anyway. I shouldn't have to friggin' pay an extra… 100 dollars extra, every month, for that service since I was such a valuable customer.

The fates were gripping their sides in laughter.

"Let me speak to your supervisor." I said. She patched me through to the U.S. where a cocky young man, probably half my age, said, "Is there a problem Mrs. Klein?" I was not going to correct him about the Mrs. thing. I needed to maintain the power position in my attack.

"Your company wants to extort a fee from me to do something that any honorable company should do automatically. You want me to pay, every month, for a protection plan so that if I become injured, or unemployed or the victim of theft… or become dead, I would not have to pay my monthly payments. I find this ludicrous. What is it you people do to actually compete for business? How exactly does the customer benefit by being one of your cardholders? Your 0% interest was a lie. That lasted exactly 30 days from the time I got my card. The no yearly fee is true, but you can still double my minimum payment should I pay you one day late. So what favor are you doing me here?"

"We have chosen to offer this protection plan to our most valuable customers, Mrs. Klein, so that you may have the piece of mind that protection provides against unfortunate situations." Patience and kindness had officially been crossed off my positive manifestations collage.

"Listen, I said, I want you to pass this along to your CEO. Are you writing this down?" He chuckled, "Ma'am, I assure you that the CEO is not likely to take any suggestions from me …"

"Write this down. I assure you, should some guy in Podunk, Kentucky become Debbie Klein and buy $3,000 worth of tattoos, I am not going to pay you. Should I become paralyzed by some idiot in a behemoth Hummer who doesn't see my humble little Honda, I will not pay you. Should my company lay me off, I will not pay you until I am employed again because groceries and rent and gas will take priority. And should I DIE, I can assure you, YOU WILL NOT BE PAID."

With a trembling hand I hung up the phone. My dye had been on so long that I was sure my hair would be an attractive eggplant shade. I knew I had lost this round. The fates had won and were already planning the next round… laryngitis.

Debbie Cashon Klein is a Safety Harbor resident.

 
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